An RIA uses AI to draft personalized portfolio commentaries sent to…

Question

An RIA uses AI to draft personalized portfolio commentaries sent to clients. What fiduciary-aligned practice is BEST?

Accepted Answer

Disclose AI assistance where required/appropriate, ensure human review of advice-sensitive content, and maintain books-and-records of what was sent. — Fiduciary AI comms: disclose when needed, human-review advice, keep records — no fabricated performance.

Answer

Present AI text as if a human CFP personally wrote every word with no disclosure when rules/expectations require transparency.

Answer

Send unreviewed model output including fabricated performance claims.

Answer

Hide all methodology because clients will not understand.

An RIA uses AI to draft personalized portfolio commentaries sent to clients. What fiduciary-aligned practice is BEST?

Short Explanation and Infographic

Full Explanation