A bank uses purely automated scoring to deny online account applications with no meaningful human review path. Which data-subject protection theme applies?
Select an answer to reveal the explanation.
Short Explanation
A robot 'no' on your bank account with zero human to talk to is exactly the kind of automated decision GDPR worries about. When the stakes are real, people get safeguards—like a path to human review—not a black-box brick wall.
Full Explanation
Article 22 addresses decisions based solely on automated processing, including profiling, that produce legal effects or similarly significantly affect the data subject, subject to exceptions and required safeguards such as human intervention, expression of a point of view, and contesting the decision. Pure automated account denial without a meaningful review path raises those protections.