An organization implements a champion-challenger framework for its AI credit models. What is the PRIMARY risk management benefit of this approach?
Select an answer to reveal the explanation.
Short Explanation
Here's the deal — b is correct because champion-challenger frameworks route a subset of real production traffic to a challenger model while the champion handles the majority, providing empirical, real-world performance comparison under identical conditions before committing to a full challenger deployment. A is a development efficiency note, not the primary risk benefit.
Full Explanation
B is correct because champion-challenger frameworks route a subset of real production traffic to a challenger model while the champion handles the majority, providing empirical, real-world performance comparison under identical conditions before committing to a full challenger deployment. A is a development efficiency note, not the primary risk benefit. C is a governance requirement not specifically met by champion-challenger. D is incorrect because back-testing remains necessary.