A risk analyst asks a model developer to explain why the AI rejected a specific insurance claim. The developer says the model is a 'black box' and individual predictions cannot be explained. From a governance perspective, what is the MOST appropriate organizational response?
Select an answer to reveal the explanation.
Short Explanation and Infographic
Here's the deal — b is correct because governance frameworks — including regulatory requirements, GDPR Article 22, and ethical AI principles — require that AI systems affecting individuals provide decision-level explanations. The appropriate response is to require explainability as a deployment prerequisite, or restrict model use to contexts not requiring individual explanations.
Full explanation below image
Full Explanation
B is correct because governance frameworks — including regulatory requirements, GDPR Article 22, and ethical AI principles — require that AI systems affecting individuals provide decision-level explanations. The appropriate response is to require explainability as a deployment prerequisite, or restrict model use to contexts not requiring individual explanations. A abdicates governance responsibility. C may help but should be a requirement before, not after, deployment. D violates accountability principles in most jurisdictions.