An audit of an AI-assisted underwriting system reveals that the model outputs a probability score, but underwriters must document their reasoning only when they override the model's recommendation. What control weakness does this reveal?
Select an answer to reveal the explanation.
Short Explanation and Infographic
Here's the deal — b is correct because documenting reasoning only for overrides creates an audit gap — there is no evidence trail when underwriters accept model recommendations, making it impossible to assess whether the human review was substantive or merely rubber-stamping the model. Strong human oversight requires documentation for both accept and override decisions.
Full explanation below image
Full Explanation
B is correct because documenting reasoning only for overrides creates an audit gap — there is no evidence trail when underwriters accept model recommendations, making it impossible to assess whether the human review was substantive or merely rubber-stamping the model. Strong human oversight requires documentation for both accept and override decisions. A, C, and D describe different issues not evidenced by this scenario.